Australian dwelling price growth is continuing to moderate with the recent CoreLogic data showing that home price growth across Australia has slowed to 7.0% over the year to October (annual price growth was running around 10-11% a few months ago). Sydney price growth is rolling over (see chart below). Source: CoreLogic, AMP Capital Melbourne home […]
When Australia’s High Court ruled deputy prime minister Barnaby Joyce ineligible to sit in Parliament because of his dual New Zealand citizenship, the decision briefly sent tremors through equity and currency markets. It was a clear reminder that political risk matters to markets. We face troubling political and geopolitical risk across the world: Trump, […]
Key points A further fall in investment yields across most major asset classes points to a constrained medium term return outlook. For a diversified mix of assets, this has now fallen to around 6.5% on our projections. For investors the key remains to: have realistic return expectations; allow that inflation is also low so […]
If you’re pinning your financial hopes on the ability to downsize your home in retirement, you may need to think twice. Many Australians don’t have enough in super to fund a quality retirement, but if you’re pinning your hopes on the value of the family home, it could pay to think again. Downsizing to a […]
Find out where and what retirees are investing in and spending their superannuation money on. A significant number of Aussies are now entering retirement with substantial superannuation balances, after compulsory super contributions for most employees were introduced a quarter of a century ago1. But what are retirees doing with their super money? Are […]
Investment markets and key developments over the past week Global share markets rose over last week, boosted by solid earnings and economic data. US shares rose 0.2% with strong gains in tech stocks, Eurozone shares gained 1.2% helped by a dovish European […]
Key points At its core, successful investing is simple, but we have a knack of making it look complex. These five great charts help illuminate key aspects of investing for income (or cash flow): there are lots of alternatives to bank deposits for income; the gap between yields on different assets provides a guide to […]
Key points Talk of a property crash is likely to ramp up again with signs that the Sydney and Melbourne property markets are cooling. But the Australian property market is a lot more complicated than the crash calls suggest. We continue to expect a 5-10% downswing in Sydney and Melbourne property prices but a […]
5 October 2017 Retirees say stamp duty is a barrier for those over 50 who want to move to more affordable and suitable accommodation. Stamp duty is one of the major impediments for retirees trying to downsize from their big suburban homes and free up housing stock for the next generation, according to a survey […]
Investment markets and key developments over the past week Global share markets rose over the last week with Japanese shares up 2.5%, Eurozone shares up 0.7%, Chinese shares up 0.2% and US shares up 0.1%. However Australian shares were down 0.2% on rate hike fears and falls in the iron ore price. Bond yields […]
