Get up to speed with the government subsidies you may be able to claim before the kids go back to school. With 2018 now in motion, many parents and carers are looking at how they’ll cover school fees for the year ahead, not to mention other costs, such as uniforms, shoes, stationery and equipment. The […]
Key points The Fed has raised interest rates for the fifth time since first raising rates this cycle two years ago, taking the Fed Funds rate from a range of 1.0-1.25% to 1.25-1.5%. This reflects the ongoing strength of the US economy. Given ongoing low wages growth and low inflation, further Fed hikes are […]
Casual workers can face an uphill battle saving for retirement, which is why a proactive approach is essential. Around one in five Australians are casual workers, and this number is likely to swell as school leavers take up casual jobs over the holiday period. Casual work can earn a higher hourly rate than permanent jobs […]
Key points Worries about an imminent financial crisis remain high. Australians seem particularly negative about the year ahead. However, the global economy is the strongest it’s been in years. More fundamentally, cautious optimism is essential if you wish to succeed as an investor. Introduction At the start of last year, with global and Australian […]
A short-term sea change set the wheels in motion for a longer-term relocation, which resulted in a dramatic drop in childcare fees. Buying a house in Sydney was looking prohibitive for Amber and Rowan Joyce, despite them both having good jobs. She works in a senior marketing role in a major bank and he is […]
As we head towards the end of 2017, it’s worth taking a look at how investment markets have fared over the year. It turns out we’ve enjoyed a pretty good 12 months – especially if you haven’t had a significant chunk of your wealth tied up in cash. The last 12 months have been steady […]
James Maydew, AMP Capital’s Global Head of Listed Real Estate, leverages his global view to bring a regular insight to property value trends from around the world. The rise of e-commerce has enabled Amazon to become the global giant that continues to grow, a trend that’s having a huge impact on the global […]
17 November 2017 Investment markets and key developments over the past week While Chinese shares rose 0.2% over the last week, US shares fell 0.1%, Eurozone shares fell 1.1%, Japanese shares lost 1.3% and Australian shares fell 1.2% with a bit of profit taking. Bond yields fell slightly as inflation news remained weak. While […]
Key points Investment markets are driven by more than just fundamentals. Investor psychology plays a huge role and along with crowd psychology helps explain why asset prices go through periodic bubbles and busts. The key for investors is to be aware of the role of investor psychology. A great defence is to be aware […]
While the first step on the property ladder can be a bit of a stretch, those who make it are, on average, better placed. Young Australians who bit the bullet and bought their first homes since the financial crisis – in the face of galloping prices – are more financially secure than previous generations and […]
